PALO ALTO, Calif., May 3, 2018 - Next Gen Personal Finance (NGPF), a non-profit committed to ensuring that ALL students leave high school with the skills needed to thrive in an increasingly complex financial world, announced the 10 national winners in its inaugural PAYBACK Challenge.

“Over 60,000 students played PAYBACK during the contest period,” said NGPF Founder, Tim Ranzetta in a release. “Reading through hundreds of essays demonstrated how PAYBACK spurred so many thoughtful conversations between students and their parents/guardians. Congratulations to the National Finalists and for all who participated!”

This essay contest attracted over 500 submissions from students in all 50 states. After playing the award-winning game, PAYBACK, students wrote a 250 word essay with the following prompt: “How could you use the online game, PAYBACK, to have a conversation with your parent/guardian about paying for college?”

Clare Kohl of Shelby-Rising City Public Schools was one of the 10 winners and will receive a $5,000 award from NGPF to be used for educational purposes. In an excerpt from her essay, Kohl wrote: “As I played Payback, I began to wonder if my expectations for paying for college were the same as my parents. I realized an important discussion needed to take place. To help me start the conversation, I asked my parents to play Payback with me.”

Other winners are: Haley Bechard, Bellows Free Academy (St Albans, VT); Jason Deerfield, Model High School (Richmond, KY); Skyler Herman, Montville Township High School (Montville, NJ); Jennifer Hollfelder, Needham High School (Needham, MA); Tyler Kert, Cashmere High School (Cashmere, WA); Aleksandr Kralovec, West De Pere Middle School (De Pere, WI); Loren Negron, Waitsburg High School (Waitsburg, WA); Kim Ngo, Wilcox High School (Santa Clara, CA); and Ally Nyquist, Stayton High School (Stayton, OR).

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